{
  "entity": "Oklahoma Insurance",
  "state": "OK",
  "licensed": false,
  "published": null,
  "average": {
    "basis": "published statewide average",
    "source": "NAIC, 2023 Auto Insurance Database Average Premium Supplement (June 2025)",
    "year": 2023,
    "state": "OK",
    "liability_avg_premium": 566,
    "collision_avg_premium": 420.63,
    "comprehensive_avg_premium": 337.88,
    "average_expenditure": 1084.54,
    "combined_avg_premium": 1324.69,
    "monthly_combined": 110,
    "note": "Statewide averages per insured vehicle for the latest published year. A person's price varies widely around them. Not a quote."
  },
  "faq": [
    {
      "q": "What does car insurance cost on average in Tulsa?",
      "a": "The published statewide average is about $110 a month, $1,324.69 a year per insured vehicle: liability $566, collision $420.63, comprehensive $337.88 a year (NAIC, 2023 Auto Insurance Database Average Premium Supplement (June 2025), 2023). A person's price varies widely around it."
    },
    {
      "q": "Why would my quote differ from these numbers?",
      "a": "A sample rate prices one fixed example the state chose. A quote prices you: your record, your car, your address, and where the law allows it your credit history. Use the samples to see who is cheap and who is expensive near you, then let a licensed agent quote you."
    },
    {
      "q": "How do I get a real quote?",
      "a": "Give the ZIP code, the vehicle year, make and model, the driver's date of birth and the coverage level on the quote form; no phone number is needed for a price. If you want licensed agents to contact you, say so: up to 4 of them, and only after you agree to the exact words."
    }
  ],
  "note": "Published sample rates and statewide averages with their sources. Not quotes; no person is priced here.",
  "price_tool": "get_quotes",
  "page": "https://oklahomaautoquotes.com/rates/tulsa",
  "city": "Tulsa"
}